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The National Automated Clearing House Association (NACHA) has adopted a new rule that will provide the capability for moving “same-day” payments through the Automated Clearing House (ACH) network. ACH has been notorious for taking a little longer to process and traditionally settled earliest on the next business day. Now, not only can our customers and partners send their ACH payments for same-day settlement, but Base Commerce can now fund our merchants the same-day that they batch out. If you have never considered integrating ACH payments into your business model, it is a great tool for processing payments from bank to bank with lower transaction fees than traditional bankcards.
Businesses that benefit from offering ACH can be for deposit, payroll, B2B, e-commerce, direct debit, and vendor payments. ACH transactions also carry less risk, and with such a limited amount of valid reasons to dispute, a significantly lower amount of chargebacks and returns are found in the ACH payment space. Generally speaking, ACH means you, as a business, getting quicker access to your funds.
With the implementation of this rule, Base Commerce is now providing this service to all eligible ACH accounts. If you want to learn more about how your business is eligible, please reach out to us!