Our Solution

By leveraging services from the card networks (Visa, Mastercard, Discover, AMEX), Base Commerce can automatically submit cards that are expiring or being declined for certain reason codes to the network to obtain updated cardholder information. For integrated partners that use our CypherStore tokenization product, turning on this feature is as simple as clicking a button.

How We're Different

Our Auto Account Updater solution is built on top of the CypherStore tokenization platform. That means you can take advantage of this powerful, time-saving system without having to do any development in your application. Periodically throughout the month, we submit expiring and declined cards to the card networks and update the stored payment credentials on our platform. If you use our Push Notification Platform, we will notify you of the updated card details (expiration date and masked card number) so that you can properly display data to your customers and reattempt previously failed transactions.

If you are an integrated partner that has your own PCI Level 1 certification and tokenization platform, card update requests can be submitted through our Prebuilt SDKs, with a push notification delivered to your platform when we receive an update from the card network.


  • Supports all card brands
  • Enabled with the click of a button
  • Prebuilt SDKs in the most popular development languages
  • Real-time data synchronization via Push Notification Platform
  • Recurring/subscription transaction engine
  • Sandbox environment for integration and development

Request More Information

Or call us directly at 800.848.5826

Our developer-centric approach to building payments technology allows you to focus on your core product.

By leveraging our Prebuilt SDKs in your application you can quickly add payments functionality in a fraction of the time.

Play in Our Sandbox

Developer Snapshot

Increase your approval rate on recurring transactions and eliminate the nuisance of reaching out to cardholders to get updated card details for expired/declined cards.

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